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"Excessive stimulus would lead to a surge of debt levels and asset bubbles, which will ultimately go against the government's objective of ensuring quality growth and people's livelihoods," he said.

"Even under such a restriction, the number of tourists from other provinces has, since July 17, reached 80 percent of what it was during the same period last year," Lu said. "There is no doubt that we will receive more visitors from all over China in the future."

"Everything will be the same," said Lechuga, who expressed a mixture of sympathy and annoyance with the travelers. "Nobody leaves their country without problems."

"Ensuring effective transmission of the monetary policy has always been a challenge for policymakers. At present, a targeted policy approach seems to be the most effective way to do that," said Bloomberg's China economist Qu Tianshi.

"Different from traditional financial services institutions, customers can apply for loans just through the internet, which has greatly improved efficiency and convenience for them," Zhang said.